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You need to know how to make 400 dollars fast. I’m only going to tell you the real ways.
And I’m not covering stuff like answering surveys for 3 cents an hour or donating an overflowing bucket of your blood plasma.
24% of Americans have no money set aside for emergencies1, and I’m here to help with proven ways to get 400 dollars fast.
Let’s talk about
- Taking fast-paying online jobs for $400 or more on UpWork
- Promoting legit apps on social media like Rakuten, Upside, and Ibotta
- Borrowing $400 dollars fast from Lenme or Zippyloan
- Reselling stuff when you know what flips for $400
Keep reading, and I’ll tell you the best secrets, such as:
- a FREE government site that finds money owed to you. (This worked for me.)
- how to get same-day pay from your job, and
- how to get your paycheck early from your bank
And I’ll warn you about the most dangerous way to get 400 dollars fast. It works, but I don’t like it.
Table of Contents
How to Make $400 Fast
Pick the ways to get the $400 dollars you like best. I know these all work because either I’ve done them personally or I did hella research to make sure it’s legit.
Sell Your Diamond Jewelry and Gold Jewelry Fast
Earnings Potential: $400 or much more
Go to Worthy.com.
On Worthy, you can quickly (and safely!) sell your:
- Diamond rings
- Diamond earrings
- Gold chains
- Rolex watches
- Breitling watches
Here’s a testimonial from Amy, who sold her engagement ring to Worthy.com:
Here are examples of how much money you can make online with Worthy.com:
I love that Worthy offers free home pick-up of the jewelry by a FedEx. Or for you people who like to leave the house, you can go to a FedEx store to send Worthy your jewelry for free.
Worthy will make you an offer for your jewelry. You can say yes and get the money. You can ask them for more money. Or you can say no, and Worthy will mail your jewelry back to you for free.
With no risk, this is a terrific way how to make 400 dollars fast – or much more!
Here’s my full Worthy review.
Make money fast by selling to Worthy.com.
Referral Apps
Earnings Potential: $400 or more
Here’s an easy way how to make 400 dollars fast. I use every single one of these services:
- Rakuten (free, gives you cash for shopping and restaurants)
- Upside (free, gives you cash for gasoline and restaurants)
- CashApp (free)
- Venmo (free)
- Ibotta (free, gives you cash back for shopping)
- Drop (free)
- TurboTax (costs money, software that tries to get you a tax refund)
- Walmart Plus (costs money, you get free Walmart delivery from their stores and supermarkets. You also get Paramount Plus streaming, so you can watch CBS sports like the NFL, movies, and shows like Frasier, the Amazing Race, etc.)
Here’s how it works:
1 – Sign up for each app that you want.
2 – Then, the app will give you a refer-a-friend link.
3 – Post your referral link to your social media.
All you need to do is have 14 friends, family members, or followers download and use Rakuten (for example) to get 400 dollars fast.
Posting your refer-a-friend links is an easy way how to make money on Facebook.
You can also use referral bonuses as a way how to make money on Pinterest.
Learn to earn 20 dollars per referral or more. Want more? Here are all the best referral bonus apps.
Pick up freelance work (Great for Video Editors, Answering Emails, Voice Over work, and more)
Earnings Potential: $100,000 a year or more while working remotely
1 – Create your remote work freelancer profile on
2 – List your skills such as:
- Graphic design – I’ve hired freelancers to make YouTube thumbnails and logos on Upwork
- Virtual Assistant – I’ve hired assistants to make hotel reservations on Upwork
- Internet research/fact-checking
- Video editing – I’ve hired video editors on UpWork
- Photo editing
- Reading in a nice voice (voice-over work) – I’ve hired freelancers to read podcast intros and outros on Upwork
- Replying to customer emails
- Writing – I know freelance writers who make six figures working from home
- Proofreading
- Making musical intros and background music for videos and podcasts
- Coding
- Data entry
Both UpWork and Fiverr are proven ways how to make 400 dollars fast.
Being a freelancer is an outstanding way how to make 10k a month.
And freelancing is one of the most profitable online businesses.
Sell Your Stuff on eBay
Earnings Potential: $400 or much more
You’ve heard of eBay.
Now, actually use it to sell your
- video game consoles and games
- car, truck, or motorcycle
- handbags
- old cell phones
- clothes and shoes
- computers and tablets
Sell your possessions on eBay.
Here are my top answers to: what can I sell to make money and Is it worth selling on eBay?
Flip Stuff AKA Reselling
Earnings Potential: $400 a day or more
1 – Locate items that are challenging to find.
2 – Or buy items that are very inexpensive.
3 – Now sell them online for a big profit.
People who make 400 dollars or more flipping are good at spotting deals at flea markets, on Craigslist, in thrift stores, or they’re really good at buying concert tickets or stuff like designer sneakers.
But you can flip anything from websites to houses. See my article, What Flips, to learn more.
Borrow $400 Dollars Fast
Earnings Potential: $400 or much more
Get 400 dollars fast by borrowing it. Here’s how:
- Get a loan (bad credit, OK) – see Lenme and Zippyloan.
- Get a 0% APR Credit Card like Chase Slate. I had the Chase Slate when I needed it right after school. You can buy what you need now and pay the bill over a year later.
Chase Slate – 670 credit score required
- Use Buy Now, Pay Later (BNPL) – Buy $400 worth of what you need now, and pay for it later. Bad credit is usually OK.
- Borrow from friends and family
- Borrow from banks
Here are more ways how to borrow money.
If you have a business that needs money to grow, here are the best small businesses loans.
Online Store
Earnings Potential: $400 a day or more
Open an online store with Shopify.
Nearly 5 million online stores use Shopify.
Here’s a vintage clothing store that uses Shopify:
Start selling on Shopify.
Credit Card Bonuses
Earnings Potential: $400 fast or more
One way how to make 400 dollars fast is to get approved for a big credit card welcome bonus. That’s what I’ve done – multiple times with various credit cards.
You’ll unlock bonus money after you meet the requirements for one of these credit cards:
- Chase Freedom Unlimited Credit Card – no annual fee, need 670 credit score (I have the Freedom card)
- Chase Sapphire Preferred Credit Card – annual fee, need 670 credit score (I also have this credit card)
Check out the best credit cards for young adults and the best business credit cards.
VRBO to rent out your home
Earnings Potential: $400 or more
A straightforward way how to make 400 dollars fast is to rent out your home on VRBO.
You can decide which guests you allow to pay you to stay in your home based on their guest ratings and by talking to them (if you want).
While you get 400 dollars fast from VRBO, you can stay at a friend’s house or with family.
Rent out your place on VRBO.
Renting out your place is a simple way how to make more money.
Open a New Bank Account for $400
Earnings Potential: $400 for opening a new bank account
These banks typically have a bank account bonus for new customers:
- Bank of America
- Chase
- Citi Bank
- U.S Bank
- Wells Fargo
Credit Card Cash Advance
Earnings Potential: $400 or more
Warning: this can be dangerously expensive if you don’t pay it back on time!
That’s why I don’t like this method. But you definitely can get 400 dollars fast with a credit card cash advance.
For more quick cash options, check out CashAdvance.com.
Early Direct Deposit
Earnings Potential: your next paycheck
You can get 400 dollars fast by getting your paycheck earlier with Early Direct Deposit.
These banks have a feature called Early Direct Deposit:
- Axos Bank
- Ally Bank
- Capital One 360 Checking
- Chime
- Current
- Fifth Third Bank
- Huntington Bank
- LendingClub
- OneUnited Bank
- Varo Bank
Same Day Pay also called On-Demand Pay
Earnings Potential: $400 today or more
You can get same-day pay for a small fee when you work with any of these companies:
- Burger King
- Domino’s
- DoubleTree
- Doordash
- Duracell
- Instacart
- Jack in the Box
- Lyft
- McDonald’s
- Panera
- Six Flags
- Sports Clips
- Subway
- TGI Fridays
- Torchy’s Tacos
- Uber
Ask your manager or HR if your company offers same-day pay.
Get 400 Dollars Owed From the Government
Earnings Potential: $400 or more
Go to Unclaimed.org
This process is completely free.
I was able to get money that the government owed to me.
Extra Point: Have you ever wondered, how do rappers make money? It might inspire you how to make money as an independent artist. Instead of being famous with bill collectors, you’ll be famous with adoring fans. And you’ll never need to get 400 dollars fast again. You’ll wear 2 chains, and have dollar signs in your rap name, and your only problem will be trying to find words to rhyme with Lamborghini. (If you already thought of linguini, fettuccine, or hot dog weenie, you can be a famous rapper!)
Create and Sell Online Courses
Earnings Potential: Millions of dollars a year. $400 a day is definitely possible
Sign up for an online teaching platform, like
If you’re not sure which one, go with Teachable. CNBC uses Teachable to sell their online courses:
But really, all of these are trusted online teaching platforms that make it easy to earn money by uploading your educational videos:
The way how to make 400 dollars fast by teaching is to upload videos explaining a subject you know very well.
Examples:
- Baking
- Cooking
- Drawing
- Gaming
- Gardening
- Fitness
- Math (algebra, geometry, etc.)
- Music Production
- Nutrition
- Playing an instrument
- Reading English (teaching English as a second language)
- Relationship advice
- Singing
- Skincare
- Sports
Teaching is now one of the most profitable online businesses.
Record and edit your own videos. Promote your courses for free on social media.
This becomes passive income because this video course you recorded once can be sold over and over for years.
Check out Teachable now.
Common Questions About How to Make 400 Dollars Fast
How to Make $400 Online? / How to Make 400 Dollars Fast Online?
Here’s how to make $400 fast online:
- Sell your jewelry and watches on Worthy.com.
- Download free referral apps like Rakuten, Upside, and Ibotta. Post your referral links on social media and get money.
- Learn what flips online for a $400 profit.
- Make 400 dollars fast online being a freelance worker on Upwork or Fiverr.
- $400 fast online loan (bad credit OK) with Lenme and Zippyloan.
- Sign up online for the 0% APR Chase Slate credit card and spend $400. You’ll have over a year to pay it back.
- Sell your possession online with eBay (read the answer to Is it worth selling on eBay?)
- Sell merchandise online through Shopify.
- Get credit card bonuses like Chase Freedom.
- Borrow money for 400 dollars fast.
- Get a cash advance.
- Sign-up for early direct deposit with your bank or Axos Bank.
- Go to Unclaimed.org to see if the government owes you 400 dollars or more.
- Sign up for new bank account bonuses.
Learn how to make money online with:
- How to make money online for beginners
- Online business for sale
- Jobs that pay 1 million dollars a month
- How to get a startup business loan with no money
How to Make $400 in a Day?
- Sell your jewelry and watches that are worth at least $400 Worthy.com.
- Learn what flips – resell items for a $400 profit.
- Get a $400 fast loan (bad credit OK) with Lenme and Zippyloan.
- Sign up for the 0% APR Chase Slate credit card and spend $400. You’ll have over a year to pay it back.
- Sell $400 worth of your stuff on eBay in a day.
- Borrow money.
- Check out Unclaimed.org to see if the government owes you $400.
- Rent out your home on VRBO while you stay with friends or family.
How Can I Make $400 a Week From Home? / How to Make 400 Dollars Fast From Home?
Here’s how to make 400 dollars fast from home:
- Sell your jewelry and watches on Worthy.com (Worthy will send a FedEx person to your home to pick up your jewelry for free. Yes, this is legit).
- Download free referral apps like Rakuten, Upside, and Ibotta. Post your referral links on social media and get money.
- Learn what flips for a $400 profit.
- Make 400 dollars fast from home being a freelance worker on Upwork or Fiverr.
- $400 fast online loan (bad credit OK) with Lenme and Zippyloan.
- Sign up from home for the 0% APR Chase Slate credit card and spend $400. You’ll have over a year to pay it back.
- Sell your stuff online with eBay.
- Sell merchandise online through Shopify.
- Get credit card bonuses like Chase Freedom.
- Borrow money for 400 dollars fast.
- Get a cash advance.
- Sign up for early direct deposit with your bank or Axos Bank.
- Go to Unclaimed.org to see if the government owes you 400 dollars or more.
- Sign-up for new bank account bonuses.
How to Make $400 a Week?
- Be a remote freelance worker on Upwork or Fiverr.
- Get referral apps like Rakuten, Upside, and Ibotta. Post your referral links on social media and get money each week.
- See what flips to resell for $400 profit a week.
- Sell stuff through Shopify
- Learn how to make money as a travel photographer
- Stay with friends or family while you rent out your home to guests on Airbnb or VRBO.
Here’s a cool way how to make 400 dollars fast: make money with your hobbies! Gaming, making music, podcasting, reading, and writing can all be hobbies to make money.
What are Some Legal Ways to Earn $400 Quick?
- Sell your jewelry and watches online with Worthy.com. This is legal. Notice I said sell YOUR jewelry.
- Sign-up for referral apps like Rakuten, Upside, and Ibotta. Post your referral link on social media to earn $400 quick.
- Learn what flips – resell items for a quick $400 profit.
- Get the 0% APR Chase Slate credit card and spend $400. You’ll have over one year to pay it back.
- Borrow $400 with Lenme and Zippyloan.
- Earn $400 quick by selling your stuff on eBay (read more in Is it worth selling on eBay?)
- Sign up for credit card bonuses like Chase Freedom.
- Borrow money.
- Sign-up for new bank account bonuses.
- Go to Unclaimed.org to see if you’re owed $400 dollars.
- Rent out your home on VRBO for $400 while you stay with friends or family.
Here are more ways how to make money fast.
Here’s how to use your good looks to legally make $400 quick:
How to Make 400 Dollars Fast Reddit?
Reddit users mainly give two ways how to make 400 dollars fast – donating blood plasma and pawning your stuff.
Personally, I think you’ll get a better deal selling stuff on eBay or selling your jewelry or watches on Worthy.com.
Reddit users also mentioned
- How to make money on OnlyFans,
- How to make money on OnlyFans as a couple, and
- How to make money on OnlyFans as a guy.
I have business ideas for women that don’t involve replying to naughty messages or selling your sweaty socks.
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